LIXILIXI
The Lending Industry XML Initiative

About LIXI™

LIXI board

John Hearne

Head of Operations – PMI Mortgage Insurance

LIXI involvement: Member since 2000; Director since 2000; Chairman of the Board, Business Sub-committee member, IP Sub-committee member.
Professional activities and qualifications: MBM (Mgt), UTS Sydney; Diploma from the Australian Institute of Company Directors (GAICD).

Previous positions include: Organisational strategy, IT strategy, IT management, project management, business process re-engineering, facilities management, business continuity management and varied roles within the banking industry.

Vision: Since its inception LIXI has achieved significant goals and delivered on its core mandate of creating standards and awareness of those standards in the lending industry. In 2006 the LIXI brand is strong and we have a record number of members.


Nick Carr

General Manager - Allette Systems

LIXI involvement: One of the original designers of LIXI and a founding director, Nick Carr acted as LIXI’s Treasurer for 3 years and is currently acting in the role of Secretary to the Technical Sub Committee. Not from the finance industry, Nick’s background is 20 years of experience in IT. He has extensive experience in standards initiatives for industries such as defence, air transport, legal, pharmaceutical, IT and others.

2007 LIXI intentions: If I am re-elected, my intention for the next term of the LIXI Board is to focus on improving the technical support material and develop practical steps to extend the adoption of the standards.
LIXI is recognised as a highly productive standards body, however the ongoing success of the organisation lies in our ability to promote implementation and demonstrate true productivity gains for the members. I envisage that this can be done through the adoption of accepted process improvement and measurement techniques.

Mike Thanos

LTX Pty Ltd

Bio: Mike is COO of LTX (formerly LTS), a founding member and  instigator of LIXI in 2000. Mike has served as a Director of LIXI  since 2003, is the chair of the IP committee and convenes the  Backchannel and Settlement Working Groups. Mike has 10 years  experience worked with technology in the mortgage industry. He  previously worked as a solicitor practicing in the areas of  Commercial, IT, IP and Property law, and as a Judge's Associate in  the Federal Court of Australia.

Qualifications: B. Comm., LLB (Hon)

Vision for LIXI in 2008 - "LIXI is the guardian of a critical  set of mortgage industry infrastructure - the LIXI Standards.  Having proven that it is possible to deliver commercially useful  industry standards, LIXI must continue to evolve to ensure that as  the organisation backing the Standards, it meets the needs to the  industry in terms of responsiveness, innovation and reliability. I  am standing for re-election as a LIXI Director because I believe I  can continue to contribute to LIXI's ongoing development. My  company specialises exclusively in the mortgage lending industry  and we have an integrated view of the entire lending chain. As  such, I believe that I can provide a broader view on the LIXI Board  to the perspectives of niche focussed member organisations."

Joanne Mather

Mortgage Choice Ltd

Bio: Joanne Mather is a qualified accountant with extensive international experience.

Since 2002, Joanne’s primary role has been developing the Electronic Loan processing strategy within Mortgage Choice. This has seen her take the process from initial strategy, to launch and the ongoing development of the Trident project, driving to achieve real benefits for all participants in the industry.

She has been a LIXI board member for one year, is a contributing member of the Business Sub-committee, and has taken over as chair of the Communications Sub-committee this year. Joanne is also a key player in the development and implementation of the Backchannel and Commissions standards. Her position puts her in daily contact with lenders and mortgage brokers, and her detailed knowledge of issues encountered in the field enables her to actively contribute to the ongoing development of a sustainable and relevant standard.


Chris Carn

NAB

Vision: LIXI is well known and embraced in the lending area. There is however a lot of work required to improve communications between lenders and brokers particularly with backchannel, products and commission. There are also immediate opportunities for early adopters in the valuation and legal areas. The next couple of years will see pressure on LIXI and its members who must support coordinate and prioritise activities that are essential to support the change. LIXI representing its members will play a major role in industry change while continuing to develop and maintain standards. The Directors of LIXI have an equally important role to ensure the long term sustainability of LIXI as a support organisation for its members.

Simon Elwig

CBA

Bio: Simon Elwig is currently Executive Manager, Strategy and Finance for Third Party Banking at the Commonwealth Bank.

Having worked in this role for almost 5 years, Simon has been responsible for the rollout of online lodgements to the broker market using the LIXI platform.
As a Chartered Accountant, Simon brings a wealth of experience from his 12 years in investment banking and accounting in London, together with his knowledge of the mortgage industry and its online capability.

Phil Naylor

CEO of MFAA

Phil Naylor is a specialist in association management having represented state associations in the retail industry in both NSW and Queensland and later as CEO of the Australian Retailers Association.

In July 2002, Phil was appointed Chief Executive Officer of the Mortgage Industry Association of Australia (MIAA), now the Mortgage & Finance Association of Australia (MFAA) which has 13,500 members. Based in the National Secretariat in Sydney, Phil works closely with the Board, State Councils and Committees to create and deliver strategic plans to benefit all MFAA members. Under his leadership the MFAA has grown substantially. Membership has quadrupled, member services and benefits have increased, communications have improved, and lobbying efforts have intensified. He has a Bachelor of Commerce from the University of NSW.

Curtis Brager

Commercial Director of NextGen.Net

Curtis Brager is the Commercial Director of NextGen.Net, Australia's premier LIXI service provider. He has over 14 years experience in technology and business and has been a board member of several companies in both North America and Australia. Curtis co-founded the first broadband internet service provider in Western Canada in the mid 1990's, was a successful independent consultant and held senior roles at Sprint Telecom (Canada) before emigrating to Australia. Prior to joining NextGen.Net in 2004, Curtis was the Technical Director at a corporate and investor communication company listed on the FTSE.

With a background firmly based in bringing together technology and business Curtis has key insights on the challenges facing the lending industry in Australia.


Simon Libbis

Executive Director, National Electronic Conveyancing Office

As the Executive Director of NECO, Simon is responsible for the introduction of NECS in Australia. LIXI data standards play an important role in the NECS system development. Previous positions that Simon has held include

- Specialty property lawyer
- Registrar-General of South Australia
- Board member of a statutory body

" I am committed to reforming conveyancing processes, LIXI supplies one of the necessary tools. My background in law, government and process reform will add a new dimension to the board of LIXI"


John de la Torre

The Home Loan Centre

John has over 20 years experience in Finance and Banking. Over the past decade John has successfully established and continues to operate firms in mortgage broking, financial planning, real estate sales, property management and conveyancing. As an experienced company director John has served on numerous boards, commercial, industry and not-for-profit.

If elected, LIXI would benefit from John's broad experience and knowledge of all facets of lending and property transactions.

Academic Qualifications: MAppFin, BBus (Accounting), BLegS, GradDipLP, DCD,
DipBus (Real Estate), DipFinMkt

Professional Qualifications: CPA, Licensed Real Estate Agent (NSW and ACT), Solicitor (Supreme Courts of NSW and ACT), FAICD


 


LIXI Executive

Chief Executive Officer Erik Fenna

Qualifications: BSc - Mathematics, MBA, LIXI Director between 2004/05 and 2008. Member of the National Institute of Accountants

Experience: 8 years at a Senior Management level including Director of Market Services at NextGen.Net, General Manager of IT at Australian Finance Group, Global Products Manager at Australian Defense Industires, plus 10 years software development experience.

From a business perspective, the move toward greater use of standards in downstream processing will change our engagment with executive managmeent, and the commitments to NECS will provide an opportunity to work with the federal government.

From a technical perspective LIXI members are looking for an expansion in the scope of the standards to provide improvements to business processes, improvements that parallel the work that has been done in straight-through processing. LIXI will be providing extra impetus to the working groups for business analysis as well as the delivery of standards.

 

 


Current LIXI members

  • 247 Legal Pty Ltd
  • Adelaide Bank
  • AFIG Wholesale Pty Ltd
  • Allette Systems
  • AMAL Asset Management Limited
  • AMP Bank Limited
  • ANSTAT
  • ANZ Banking Group Limited
  • ASB Bank Limited
  • Aussie Home Loans
  • Australian Finance Group Ltd
  • Australian Property Institute
  • Avoka Technologies
  • Axcess Consulting Group Pty Ltd
  • Bank Of Western Australia Limited
  • Cardlink
  • Centrum Systems Pty Ltd
  • Challenger Financial Services Group
  • Citec Software Services
  • Citi Group
  • Commonwealth Bank
  • Data Action PL
  • EDS Credit Services
  • Espreon Property Services
  • E Valuers
  • Finware
  • First Title/First American Title Insurance Company
  • Gadens
  • Genworth Financial
  • GlobalX Information
  • GMAC RFC Australia Pty Ltd
  • Heritage Building Society
  • Herriots Pty Ltd
  • Herron Todd White (Australia) Pty Ltd
  • Hodder Rook and Associates
  • Homeside Lending (NAB Broker)
  • IMB Ltd
  • Indigo Pacific Pty Ltd
  • ING Bank Australia Limited
  • La Trobe Financial
  • Landmark White Brisbane Pty Ltd
  • LTX P/L
  • Loan Services Australia
  • LoanBase Pty Ltd
  • MacGillivrays Solicitors
  • Mortgage and Finance Association
  • MGIC Australia Pty Ltd

  • Microsoft Pty Ltd
  • Mortgage Choice Ltd
  • Mortgage Link (NZ) Ltd
  • Mortgage Settlements Australia
  • National Brokers Group
  • National ICT Australia Limited
  • National Electronic Conveyancing Office
    • Dept of Lands NSW
    • Land Titles Office, Department of Justice, (NT)
    • Office of Regulatory Services, Department of Justice, ACT
    • Landgate (WA)
    • Office of Recorder of Titles, Department of Primary Industries and Water (TAS)
    • Land Services Group, Department of Transport, Energy and Infrastructure (SA)
    • Office of Regulatory Services, Department of Justice, ACT
  • Newedge Software
  • NextGen.Net Pty Ltd
  • Over Fifty Seniors Equity
  • Opteon Valuers Pty Ltd
  • Perpetual Trustee Australia Limited
  • Pisces Communication Pty Ltd
  • PLAN Australia
  • PMI Mortgage Insurance
  • Polices and Nurses Credit Society
  • Propell National Valuers Pty Ltd
  • Resimac Limited
  • RP Data
  • Sandstone Technology Pty Ltd
  • Saratoga Professional Services
  • Simpology Pty Limited
  • Smart Services CRC
  • Smartline Home Loans
  • Solution 4 Software Ltd
  • Speedscan Pty Ltd
  • Stargate Group
  • St George Bank
  • Stewart Title Limited
  • Sullivan Valuation Services
  • Suncorp
  • The Home Loan Centre
  • The Valuation Exchange
  • Thunderhead Pty Ltd
  • Valuepro Software
  • Veda
  • Vero Insurance Limited
  • WBP Property Valuers Pty Ltd
  • Westpac Banking Corporation
  • XPLAN Technology

LIXI Licencees

Class: C1

  • Adelaide Bank
  • AMAL Asset Management Limited
  • AMP Bank Limited
  • ANZ Banking Group Limited
  • Challenger Financial Services Group
  • Citi Group
  • Commonwealth Bank
  • EDS Credit Services
  • First Title/First American Title Insurance Company
  • Genworth Financial
  • Homeside Lending (NAB Broker)
  • ING Bank Australia Limited
  • Macquarie Securitisation Limited
  • NextGen.Net Pty Ltd
  • St George Bank
  • Suncorp
  • Westpac Banking Corporation

Class: C2

  • Allette Systems
  • Axcess Consulting Group Pty Ltd
  • Bank Of Western Australia Limited
  • Data Action PL
  • Fiserv Australia Pty Ltd
  • GMAC RFC Australia Pty Ltd
  • Heritage Building Society
  • IMB Ltd
  • Homeloans Ltd
  • Liberty Financial Pty Ltd
  • LTX P/L
  • Over Fifty Seniors Equity
  • Opteon Valuers Pty Ltd
  • Pisces Communication Pty Ltd
  • Resimac Limited
  • Sandstone Technology Pty Ltd
  • Stargate Group

Class: I1

  • MGIC Australia Pty Ltd
  • PMI Mortgage Insurance
  • Stewart Title Limited

Class: I3

 

Class: O1

  • Aussie Home Loans Limited
  • Australian Finance Group Ltd
  • Mortgage Choice Australia Limited
  • PLAN Australia
  • Simpology Pty Limited

Class: O2

  • Allied Mortgage Brokers Ltd
  • ASB Bank Limited (NZ)

Class: O3

  • Centrum Systems Pty Ltd

Class: S1

  • Perpetual Trustee Australia Limited

Class: S3

  • MacGillivrays Solicitors
  • Centrum Systems Pty Ltd

Class: V1

  • CB Richard Ellis
  • Herriots Pty Ltd
  • Herron Todd White Australia
  • PRP Australia Pty Limited
  • RP Data Ltd
  • The Valuation Exchange
  • ValuePro Software Pty Ltd
  • WBP Property Valuers Pty Ltd

Class: V2

  • Loan Services Australia Pty Ltd

Class: V3

  • Centrum Systems Pty Ltd
  • Landmark White Brisbane Pty Ltd
  • Pocket Valuer Pty Ltd
  • Propell National Valuers

 

See here for explanation of different licence classes.